Student loans, first paychecks and small wins, from just north of Chicago
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October 2026
Archive (3)
Five months in my own studio: what I'd do differently
First Apartment

Five months in my own studio: what I'd do differently

October 20, 2026

The good parts, the lonely Sunday nights and the costs I underestimated. What I'd change if I were signing my …

Growing my emergency fund to $9,000 on my own rent
Credit & Banking

Growing my emergency fund to $9,000 on my own rent

October 11, 2026

Three months of real apartment costs is my new target. Where I stand at $7,400 and the automatic transfer that…

Eighteen months of payments: $24,600 down to $7,140
Paying Off Debt

Eighteen months of payments: $24,600 down to $7,140

October 2, 2026

Every payment since March 2025, in one table. What living at home made possible, what moving out changed and m…