Eighteen months of payments: $24,600 down to $7,140
Every payment since March 2025, in one table. What living at home made possible, what moving out changed and m…
Should I refinance my student loans? Why I didn't
Ads promise a lower rate. Why I'm keeping my federal loans as they are, and what I'd lose by moving them to a …
Why my loan payments drop to $550 when I move out
Paying rent means I can't keep sending $800 a month. How I picked the new number and what it does to my payoff…
Where my $1,140 tax refund went
Every dollar of my refund went to my student loans, and I almost didn't do it. The new balance and the small t…
Under half: $15,640 left of the $31,400 I borrowed
The day my balance dipped below half of what I took out for college. The numbers, the small celebration and wh…
Sending $1,100 a month to my loans from my childhood bedroom
Living at home makes a big payment possible. What I pay, why I didn't go higher and how I added a $1,100 lump …
My loan balance month by month: $24,600 to $21,640
Five months of payments since I started this blog. How much went to interest, how much to principal and when t…
Avalanche or snowball for six student loans?
I went back and forth for weeks. Why I picked the 5.05% loan first, what it saves me and the one argument for …
Paid off: the $2,350 credit card from my Rogers Park year
Takeout, a couch and a few too many rideshares, at 27.24% interest. How I cleared the balance in three months …
All six of my student loans in one spreadsheet
$24,600 spread across six federal loans at rates from 2.75% to 5.05%. How I listed them and what the interest …
Hello from my childhood bedroom, with $24,600 to go
I'm 25, back in my old room in Wilmette and paying off student loans as fast as I can. Who I am and why I'm wr…