Student loans, first paychecks and small wins, from just north of Chicago
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Summer in a top-floor studio without central air
First Apartment

Summer in a top-floor studio without central air

July 30, 2026

July heat, one $189 window unit and an electric bill that nearly doubled. How I kept the studio livable and wh…

How Dan and I split costs without a joint account
Credit & Banking

How Dan and I split costs without a joint account

July 21, 2026

We've been together almost a year and earn different amounts. How we split dinners, trips and groceries withou…

My first full month of apartment bills, line by line
Budget & Paychecks

My first full month of apartment bills, line by line

July 12, 2026

June was my first month paying for everything myself. Every bill, what it cost and how close I came to my budg…

A $12 Fourth of July on the Evanston lakefront
Cheap Fun & Self-Care

A $12 Fourth of July on the Evanston lakefront

July 3, 2026

A blanket on the grass, a bag of cherries and fireworks over the water. Our cheap holiday, plus the parking tr…

Furnishing a studio for $640 secondhand
First Apartment

Furnishing a studio for $640 secondhand

June 23, 2026

A bed frame from a neighbor, a $90 couch and a table off the curb. Every piece in my apartment, where it came …

Getting my own car insurance after leaving my parents' policy
Insurance & Adulting

Getting my own car insurance after leaving my parents' policy

June 14, 2026

Four quotes from $131 to $198 a month for the same old Corolla. What I compared, the deductible I raised and w…

Moving day: what it cost to move eight miles
First Apartment

Moving day: what it cost to move eight miles

June 5, 2026

Two movers, three hours, a borrowed dolly and a lot of pizza. The full $4,175 I spent to get into my studio, l…

My first apartment budget: $1,295 rent on a $1,332 paycheck
Budget & Paychecks

My first apartment budget: $1,295 rent on a $1,332 paycheck

May 27, 2026

Rent is about 45% of my take-home pay. The full monthly plan I built before moving and the lines I had to shri…

Watching my little brother graduate in Champaign
Cheap Fun & Self-Care

Watching my little brother graduate in Champaign

May 17, 2026

A two-hour drive down I-57, a cap and gown, and my parents crying in the stands. The weekend Nolan finished co…