Student loans, first paychecks and small wins, from just north of Chicago
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What I made pet sitting for neighbors this summer
Budget & Paychecks

What I made pet sitting for neighbors this summer

September 4, 2025

Dog walks, cat visits and two long weekends with a nervous beagle. My $1,420 summer, what I charged and where …

Pricing apartments in Evanston and Skokie a year early
First Apartment

Pricing apartments in Evanston and Skokie a year early

August 26, 2025

A Saturday of walking past rental signs and saving listings. What studios and one-bedrooms really go for near …

My loan balance month by month: $24,600 to $21,640
Paying Off Debt

My loan balance month by month: $24,600 to $21,640

August 17, 2025

Five months of payments since I started this blog. How much went to interest, how much to principal and when t…

Lake Geneva for $186: a one-night trip with Priya
Cheap Fun & Self-Care

Lake Geneva for $186: a one-night trip with Priya

August 8, 2025

A 90-minute drive into Wisconsin, a split motel room, the free Shore Path and frozen custard. Our girls' overn…

Reading my 401(k) statement for the first time
Insurance & Adulting

Reading my 401(k) statement for the first time

July 30, 2025

I've put 5% of every paycheck in since 2022 and never opened a statement. What the balance was, what the match…

Cooking Sunday dinner for my family once a week
Cheap Fun & Self-Care

Cooking Sunday dinner for my family once a week

July 21, 2025

My mom cooked for me for 24 years, so now Sundays are mine. Five dinners I've made, what they cost and the one…

Tracking every dollar for a month: my June 2025 totals
Budget & Paychecks

Tracking every dollar for a month: my June 2025 totals

July 12, 2025

Thirty days, one notes app and every coffee written down. Where my $2,908 in June went, and the two categories…

Avalanche or snowball for six student loans?
Paying Off Debt

Avalanche or snowball for six student loans?

July 3, 2025

I went back and forth for weeks. Why I picked the 5.05% loan first, what it saves me and the one argument for …

My credit score went from 668 to 709 in three months
Credit & Banking

My credit score went from 668 to 709 in three months

June 23, 2025

I paid off one card, set up autopay and didn't open anything new. The month-by-month score changes and which m…